Delete Your Account

We're sorry to see you go. Here's everything you need to know.

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Account deletion is permanent and irreversible. Once your account is deleted, you will lose access to all your investment history, statements, and portfolio data. Please ensure you have downloaded all necessary documents before proceeding.

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Regulatory requirement: As per PMLA 2002 and SEBI regulations, certain KYC records and transaction data must be retained for a minimum of 5 years even after account deletion. This does not affect the deletion of your active account and non-mandatory data.

Before You Delete

Please ensure the following before submitting a deletion request:

How to Delete Your Account

Method 1 — Via the App (Recommended)

1

Open the ApnaDhan app

Make sure you are logged in with the account you wish to delete.

2

Go to Profile → Settings

Tap the profile icon at the bottom-right, then tap the Settings gear icon.

3

Tap "Delete Account"

Scroll to the bottom of the Settings page and tap "Delete My Account".

4

Verify your identity

Enter the OTP sent to your registered mobile number to confirm your identity.

5

Confirm deletion

Review the summary of what will be deleted and what will be retained. Confirm by typing "DELETE" and submitting.

6

Receive confirmation

You will receive an SMS and email confirmation once your deletion request is processed (within 7 business days).

Method 2 — Via Email Request

If you are unable to access the app, email us with the subject line "Account Deletion Request":

Send to: support@apnadhan.in

What Happens to Your Data

Data Type Action Reason
Account profile (name, email, phone) Deleted Removed within 30 days of confirmation
Login credentials & passwords Deleted Immediately upon deletion
App preferences & notifications Deleted Removed within 30 days
Active SIPs Cancelled All SIPs cancelled before account closure
Investment portfolio (units) Redeemed Redeemed at current NAV; proceeds sent to registered bank
KYC documents (PAN, Aadhaar) Retained 5 yrs Mandatory under PMLA 2002, SEBI KYC norms
Transaction history Retained 5 yrs Required for tax filings and SEBI audit purposes
Capital gains & tax records Retained 7 yrs Income Tax Act requirement

Retained data is stored securely with restricted access and is used solely for regulatory compliance. It will not be used for marketing or shared with non-regulatory third parties.

Deletion Timeline

Can I Reactivate My Account?

Account deletion is permanent. Once deleted, your account cannot be reactivated. If you wish to use ApnaDhan in the future, you will need to register as a new user and complete the full KYC process again.

If you are considering deleting due to a specific issue, we'd love to help first. Contact our support team — we may be able to resolve the issue without account deletion.

Contact Support

Have questions or need help with the deletion process?

ApnaDhan Support Team

Hours Monday – Friday, 9:00 AM – 6:00 PM IST
Response Within 2 business days